Flood Risk Home Insurance

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Alternative are able to source insurance for properties which have suffered from flooding, in areas which have flooded or are in Flood Risk areas. Specialist advisers may be able to seek cover from our panel of non-standard insurance providers suitable to your needs. Please call us now and see what we can do for you.

To help us find the cover which fits your needs best we would need some of the following information about the flooding:
  • When it occurred and whether or not this was a one off occurrence
  • What was the exact cause
  • What remedial actions were taken either by previous/ current owners or the authorities (information of which can be found through the Environment Agency)
  • The cost of the damage (if known)
  • The distance and, if relevant, the height above any watercourses in the locality of the property
If the property is a new purchase there may be some simple steps to help you gain this information:
  • Solicitor searches may well uncover any history of flood damage
  • The Environment Agency may be contacted to see whether the property is in a Flood Risk area and what defenses and management plans are in place for local river systems
  • A Homebuyers Report may detail any previous history
  • An Environmental Report, which can be gained at the same time as Structural Engineers Reports, can be commissioned for the property to state any flood risk or remedial actions required to mitigate the risk

Flood Risk Home Insurance Quote

Use the form below to send us a few details and we will get back to you with a quote as soon as possible.

Want to talk?

 Call 0800 223 0352