Welcome to Alternative Insurance Brokers

How many times have you heard of people buying insurance online that didn’t do what they thought it did? It’s important to have an understanding of what the insurance can do for you when you need it most. At Alternative we speak to all our clients to make sure that we fully understand their needs and tailor the policy to them. Give us a call or leave your contact details on the form provided and one of our advisers will contact you.


What to do when leaving a home unoccupied

All about leaving a home unoccupied and what to do There are many reasons as to why people could be leaving a home unoccupied. For example the occupants could be away on a cruise or a holiday to a second home. Additionally it could be that it is a rented house and...
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The Different Types of Property Insurance

There are many different types of property insurance for every type of need. We outline the key ones for homes and businesses.   Unoccupied Property Insurance This is for when your property is vacant for a long period of time. You can buy unoccupied insurance for...
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Rise In IPT Rate To 12%

On June 1st there will be a rise in the IPT rate to 12%.   This is following a previous rise to the IPT rate last year in October from 9.5% to 10%. Over the last 18 months it has risen 3 times. However, the increased IPT rate is still one of the lowest throughout...
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What affects the cost of home insurance?

What affects the cost of home insurance? Property insurance is crucial to protecting your home. But what affects the cost of home insurance? Home insurance quotes can be influenced by a range of factors. This includes factors that you can and can’t control. We talk...
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New Insurance Renewal Rules 2017 from the FCA

Earlier this month, on 1st April, new insurance renewal rules were introduced to improve the way that brokers handle renewal policies with their customers. The FCA brought out changes to ‘increase transparency and engagement at renewal in general insurance markets’....
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Impounded Car Insurance

When it comes to impounded car insurance, getting the right insurance company to retrieve your vehicle back is key.

At Alternative insurance brokers, we have a range of insurance companies offering impound insurance to help match one to your specific needs regarding impounded vehicles. A majority of insurers in the UK will not insure an impounded vehicle, which is why attaining the right impounded insurance for your specific vehicle and driver needs is our priority.

We have already helped hundreds of clients retrieve their vehicles. therefore have a lot of experience in impounded cars and are able to offer great advice when you’re not sure what to do.

If you happen to fall into a situation of needing impounded car or van insurance then call us today and we are happy to help you with the next step.


Unoccupied Home Insurance

Unoccupied home insurance from Alternative Insurance brokers is suitable for properties which will be left vacant for 30 days or more. Our cover is flexible as you can choose any period of cover from 1 to 12 months for your unoccupied home insurance policy. This means you will only pay for the cover you need.

If you know your main home will be unoccupied for more than 60 days, just let us know so we can make sure your cover isn’t affected.

In the event that your home becomes permanently unoccupied, you will need specialist cover and Alternative Insurance Brokers can source the best unoccupied home insurance for you.

When insuring an empty house, bear in mind it might be more expensive than standard building insurance. This is because vacant properties can be at higher risk of squatters, vandalism or fire.


Convicted Car Insurance

Convicted car insurance does not need to become an issue or problem for any driver. Alternative insurance brokers has schemes for all driver profiles whatever the convictions are. Alternative insurance brokers will treat you as an individual and make the task of getting yourself back onto the road and the purchase of convicted car insurance as easy as possible.

Alternative have specialist insurers who look at each case on an individual basis so we can understand what has happened without judgement to get you the best cover without prejudice.

If you have been banned from driving for any reason or have a need for convicted car insurance then give Alternative a call.


Landlord Insurance

Landlords insurance is a must for anyone who is renting or letting their property. Alternative insurance brokers have a number of different landlord insurance schemes which allows us to tailor each quote for your individual needs.

So if you have a house, bungalow or flat, Alternative insurance brokers will find the landlord insurance product for you.

Whatever style of tenant you have, Alternative will find you the best cover and premium for your landlord insurance needs.

Whatever type of property you own, you need to protect your investment carefully with a landlords insurance policy from Alternative Insurance Brokers.


Private Taxi Insurance

Choosing the right private hire insurance can be difficult due to a variety of different options that are available. When you apply for a private hire insurance from Alternative, you benefit from our extensive experience of getting you the right policy for your specific needs and requirements.

Private hire insurance policies offer different levels of cover and getting the right one is essential.

Aften the cheapest private hire taxi insurance may not provide you with the cover for your needs, remember this is your lively hood you are insuring.

Private hire insurance and mini cab insurance policies are specifically designed to meet individual needs. By choosing to get your private hire insurance quote from Alternative Insurance, we can match you up with the policy that is correct for you on an individual basis.

The process of buying private hire insurance is still handled mainly over the phone as we still talk to insurers on a case by case basis to get the best quote for your own private hire insurance. Call today and obtain the best cover for your private hire insurance.


Commercial Insurance

Alternative Insurance Brokers are a broker that offers simple cost effective solutions for commercial insurance. If you are looking for an innovative insurance broker that better understands the risks and complexities of commercial insurance that your business faces, Alternative have partnered with specialist commercial insurance underwriters to offer the best solutions for you.

Alternative has a range of policies available for all of your commercial insurance needs and speak directly with yourself to find the correct cover for your business. We can offer quotes for all your commercial insurance needs so please contact us today.