Last Year alone 700,000 homes were unoccupied in the UK waiting for either sale by auction or probate. However, although the house is empty, unoccupied home insurance is still important in case any sort of damage happens when you are away. This ends up with the clients regretting not buying unoccupied home insurance as repairs can run into thousands of pounds. It can also leave families unable to pay for repairs.
One of the most crucial things to remember is your standard home insurance doesn’t cover you if your home is unoccupied and many companies only offer a policy which lasts up to 30 days for unoccupied home insurance. That is where Alternative Insurance Brokers are different to other insurance brokers. We have a large panel of insurers who offer short term or annual unoccupied home insurance for any period between 1 – 12 months. This gives you the customer piece of mind that your house is safe for the time you are away or whilst you await the sale of the property.
At Alternative Insurance Brokers we offer three levels of unoccupied home insurance:
Alternative can offer 3 levels of cover which we can tailor to suit your needs best and with a large panel of insurers we can find the unoccupied home insurance that best suits your needs.
Examples of what our unoccupied home insurance policy covers:
- Fire
- Lightning (Storm Damage)
- Electrical Damage
- Theft
- And many more
At Alternative Insurance Brokers we have an experienced team which look through the best insurers to find you the best deal, with annual policies starting from £100 for our unoccupied home insurance. Here at Alternative Insurance Brokers we will search the market to find you the best deal for the unoccupied home insurance you require.
Plus at Alternative Insurance Brokers we offer specialist unoccupied home insurance for homes which have different designs or features such as non-standard construction. However the premium offered will cost slightly more with added information needed when asking for a quote so we have the correct cover for your needs. A key point when asking for a quote for unoccupied home insurance is the security of the building as well as its condition so please make sure you advise how secure the property is and what plans have been put in place for visiting the property.
We understand choosing your insurance is a stressful procedure and going round to find the best deal can be very time consuming, however if you choose us your on to the right track to protecting your home. Alternative Insurance Brokers is dedicated to get the best for our clients with our range of versatile policies, which suit all of our clients. If you want to check out any of our other insurance policies you can call us for a quote on 0161 388 2538.