Motor Trade Insurance and You

Is motor insurance actually right for you? Find out if this flexible form of insurance is right for you with our handy Motor Trade Insurance Guide.

What is Motor Trade Insurance?

Motor Trade Insurance is a specialised form of insurance, designed for people who work in the motor industry. While the name might suggest it is only for motor traders, or people involved in sales, this is actually a broader form of insurance. Motor Trade Insurance also covers mechanics and vehicle recovery agents. It is also suitable for people who move cars, such as valeters and car jockeys.

Do I Need Motor Trade Insurance?

If you work in the motor trade, you will probably need to drive people’s cars on public roads. In the motor trade, however, it is unlikely that you will be able to know what car you will be working on from one day to the next. Motor Trade Insurance allows you to remain covered, without tying you to specific vehicles.

What Does it Cover?

Our policies are flexible. We offer different levels of cover, depending on what you need to be covered. At the most basic level, we can cover road risk only motor insurance. This allows you to be covered purely against the risks of moving a car on the public roads. We also offer liability cover. This protects you in case you become legally liable for an incident. Our policies can also cover you for the things you use – such as your tools and equipment.

What Can’t We Cover?

Motor Trade Insurance policies are fundamentally different than regular car insurance policies. Most insurers won’t allow you to use a regular car insurance policy for motor trade purposes. Being caught using regular insurance for motor trade would be treated the same as having no insurance at all.

How Do We Help?

We do our best to make sure that your policy is right for you. There are a number of ways we can do this. Firstly, we put together your insurance policy specifically for you. Our policies are built for your needs, so they only cover what you actually need them to. Furthermore, our policies are all flexible in how you pay. We make sure that your policy suits you – from top to bottom. If you’ve been through our Motor Trade Insurance Guide and think it might be for you, get in touch with us and get a quote on 0161 388 2537.