Business insurance is one of the most effective ways to maintain a stable, safe workplace and income stream.
Business Insurance is the best way to make sure your business is protected from the unexpected. It is also there to help you get back on your feet quickly if anything were to happen, whether this be to your staff or your stock.
Most businesses aren’t legally required to take out business insurance cover meaning it will be up to you to decide what’s sensible for your business needs.
Business insurance can also be essential for securing contracts with clients. This is because many clients may ask to see proof that you have adequate insurance in place before granting contracts – so check what cover is needed.
Lots of trade bodies and associations will demand that their members are insured for certain things, such as professional indemnity. Whatever they require we can help and get the correct cover you need.
Depending on what your business does you may be required to have certain liability insurance. If you are an employer, you are legally obliged to take out employers’ liability insurance. Cover like public liability is used and relied on by thousands of businesses in the UK. It’ll protect you from expensive claims for the smallest slip-ups. This could therefore save you thousands of pounds.
Additional covers like protection for stock, business interruption, equipment, contents and buildings can also be essential, should your company be hit with a catastrophe that threatens your trade. So try and weigh up the risks. We can help you decide what’s important to you and your business.
Employers and public liability insurance
Buildings and contents insurance
Stock and license protection cover
Business interuption cover
What We Offer
Competitive rates from top insurers
Deal with the same adviser throughout the process.
Make sure we understand your business
Will only cover what you need to
Business Insurance FAQs
What does business insurance cover?
Business insurance can be tailored for any type of business, therefore every policy can be different. Each policy will be designed to the specific risks your business face, and protect you from them in the day to day running of your business.
Policies will be built up of a combination of liability cover (public, product and employers), professional indemnity, buildings and contents, equipment and stock insurance and loss of earnings. Our team will only include the cover that you need so you’re not paying more than you should.
Why do I need business insurance?
This is where we come in. We work with you to get to know your business and work out exactly what cover you need. Our team can find you a policy with the perfect balance so that you won’t be at risk of being under-insured or paying for cover you don’t need.
Our business insurance can protect you from loss of income, loss of license, stock damage, liability cover and much more. Every business is unique and therefore we know how important it is to get a policy tailored to your specific needs.
Is business insurance a legal requirement?
Then there are the ‘nice to haves’ such as stock cover and loss of license protection. These things aren’t essential but will help your business greatly if they are needed.
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