Holiday Home Insurance

Get A Quote
Holiday home insurance is essential to protect your investment. Many people across the UK have a second home for those quick and easy get aways. Some are even rented out when not in use by their owners.

Either way, making sure you have the proper holiday home insurance in place is essential. This is because your second home is at a greater risk of break ins or vandalism due to the absence of people there. Additionally when renting out a property, it is important to make sure you are fully covered.

We cover standard properties that are your second home, holiday park homes and much more.

We work with a panel of insurers meaning we are able to bring you the best price on the market, with the correct cover for you individual needs. Call one of our team today and they will be able to advise you on the right cover from the right insurer.

Cover Details

____

Flexible policies for 3, 6, 9 and 12 months at a time

Property owners liability cover of up to £5 million

Cover available for properties undergoing renovations

Covers damage and theft for buildings and contets

What We Offer

____

Instant cover over the phone

Wide panel of insurers available

Experienced staff who can advise on the best policy

Flexible payment options

Buy Online

You can also buy holiday home insurance online through our underwriter, Abacus. Abacus can cover you for your holiday home with an online quote, or we can go through multiple insurers with a regular phone quote.

Holiday Home Insurance FAQs

What does holiday home insurance cover?

Holiday home insurance usually covers the same things your standard home insurance covers. This includes fire, lightning, earthquake, explosion, theft, accidental damage and escape of water.

However holiday home insurance will also sometimes include elements to help cover you when letting out a property. This includes loss of rent, theft by your tenants, liability and more. We can even cover you for liability if anything were to happen to your domestic staff.

When you speak to our advisers, they will collect as much information from you as possible about your property and its uses to make sure the policy we get you is a perfect fit for your needs.

Why is holiday home insurance different to standard home insurance?

Standard home insurance won’t cover your holiday home due to the additional risks it faces. For example, holiday homes are more likely to be unoccupied for longer periods of time which increases risk of vandalism or fire. Holiday homes are also usually rented out, which is excluded from standard home insurance.

Do you cover homes outside of the UK?

Unfortunatley at the moment we cannot cover homes outside of the UK.

Does it matter what structure my holiday home is?

No – whether your holiday home is made of wood or bricks, we are able to get you a quote.

Get A Quote

Recent Articles

Unoccupied Property Insurance Guide

What is Unoccupied Property Insurance? Unoccupied Property Insurance is a specialised home insurance policy that focuses on unoccupied buildings. Our policies cover properties that will be empty for 30 days or more. Empty properties have particular requirements, which...

Surety Bonds Guide

What is a Surety Bond? A Surety Bond is a form of guarantee. They make a guarantee between three parties. These are: The Obligee, The Principal and The Surety. The Obligee is the person who will be paid if there is a default. The Principal is the person who takes out...

What is the Secret to Car Insurance Grouping?

It comes round every year. That time of year, where you have to renew your car insurance. How much will it be this year? Sometimes it can hard to guess. After all, what might have been a great price last year can seem like a distant memory when your renewal comes in....

Why do so many people wait until the last minute to find car insurance quotes?

When do you look for car insurance prices? Do you spend the months leading up to your renewal searching out the best deals? Like many people, you might wait a little longer before you start to look for prices. In fact, many people wait until the last week before their...

How much will Storm Ciara cost the Insurance Industry?

Every year, it seems as if a new storm front (often with a comical name) batters the UK, causing worse and worse damage to property and infrastructure. With the worsening of the climate crisis, these storms are predicted to become more frequent and dangerous. It has...

How Can We Help?

How Can We Help?