Holiday Home Insurance

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Holiday home insurance is essential to protect your investment. Many people across the UK have a second home for those quick and easy get aways. Some are even rented out when not in use by their owners.

Either way, making sure you have the proper holiday home insurance in place is essential. This is because your second home is at a greater risk of break ins or vandalism due to the absence of people there. Additionally when renting out a property, it is important to make sure you are fully covered.

We cover standard properties that are your second home, holiday park homes and much more.

We work with a panel of insurers meaning we are able to bring you the best price on the market, with the correct cover for you individual needs. Call one of our team today and they will be able to advise you on the right cover from the right insurer.

Cover Details

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Flexible policies for 3, 6, 9 and 12 months at a time

Property owners liability cover of up to £5 million

Cover available for properties undergoing renovations

Covers damage and theft for buildings and contets

What We Offer

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Instant cover over the phone

Wide panel of insurers available

Experienced staff who can advise on the best policy

Flexible payment options

Buy Online

You can also buy holiday home insurance online through our underwriter, Abacus. Abacus can cover you for your holiday home with an online quote, or we can go through multiple insurers with a regular phone quote.

Holiday Home Insurance FAQs

What does holiday home insurance cover?

Holiday home insurance usually covers the same things your standard home insurance covers. This includes fire, lightning, earthquake, explosion, theft, accidental damage and escape of water.

However holiday home insurance will also sometimes include elements to help cover you when letting out a property. This includes loss of rent, theft by your tenants, liability and more. We can even cover you for liability if anything were to happen to your domestic staff.

When you speak to our advisers, they will collect as much information from you as possible about your property and its uses to make sure the policy we get you is a perfect fit for your needs.

Why is holiday home insurance different to standard home insurance?

Standard home insurance won’t cover your holiday home due to the additional risks it faces. For example, holiday homes are more likely to be unoccupied for longer periods of time which increases risk of vandalism or fire. Holiday homes are also usually rented out, which is excluded from standard home insurance.

Do you cover homes outside of the UK?

Unfortunatley at the moment we cannot cover homes outside of the UK.

Does it matter what structure my holiday home is?

No – whether your holiday home is made of wood or bricks, we are able to get you a quote.

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