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Guaranteed Asset Protection (GAP) Insurance is designed to cover the financial shortfall between your vehicle’s original purchase price and the amount your motor insurer pays out if your car is written off or stolen. Given that vehicles depreciate rapidly, especially in the first few years, GAP Insurance ensures you’re not left out of pocket in such unfortunate events.
New cars can lose up to 60% of their value within three years.
Avoid unexpected costs if your insurer's payout doesn't cover your outstanding finance or the vehicle's original value.
Drive confidently, knowing you're protected against significant financial loss.
Our experienced team finds the best policy for your unique needs.
Eligibility Criteria
To be eligible for our GAP Insurance policies:
Covers the difference between your motor insurer's payout and the remaining balance on your finance agreement.
Pays the difference between your insurer's payout and the original invoice price of your vehicle.
Offers comprehensive coverage, ensuring you're protected whether you've purchased your car outright or through finance.
GAP Insurance covers the difference between your motor insurer’s payout and either your car’s original value, invoice price, or outstanding finance - depending on the policy type.
Yes - your insurer may only pay the current market value, which could be much less than what you paid or owe on finance. GAP Insurance covers that shortfall.
Yes, but it usually needs to be within 90 days of purchase to be eligible—check the exact terms with us when you get a quote.
We are committed to providing personalised insurance solutions.
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