Running a business in the UK comes with risks — whether you have a physical shop, hire staff, or provide services to customers. One of the most critical protections you can put in place is liability insurance. At Alternative Insurance Brokers, we specialise in tailored liability insurance solutions that protect your business from costly claims and legal liabilities. Call 0161 388 2520 for a free quote today.

What Is Liability Insurance?

Liability insurance is a type of business insurance that helps cover the costs associated with claims made against your company by third parties or employees. These claims could arise from injuries, property damage, or even illness linked to your day‑to‑day business activities. Without adequate cover, a single claim could have serious financial consequences and impact your business continuity.

There are several types of liability insurance that businesses in the UK should consider:

  • Public Liability Insurance – Protects your business if a member of the public is injured or has their property damaged because of your business operations.
  • Employers’ Liability Insurance – Legally required for most UK businesses with employees, this covers compensation claims from staff injured or made ill due to work.
  • Product Liability Insurance – Covers claims if a product you provide causes harm or damage.

Why Your Business Can’t Afford to Get It Wrong

Liability claims are increasingly common, and even a minor accident can lead to a major financial burden. For example:

  • A customer slips and injures themselves on your premises
  • An employee is accidentally hurt while carrying out day‑to‑day duties
  • A product you’ve supplied causes damage or injury

Any of these situations could result in expensive compensation claims, legal fees, and even reputational damage if you aren’t properly insured.

Even if you think an accident is unlikely, most clients and partners expect to see proof of adequate liability cover before they work with you. In some industries, it’s also a contractual requirement.

Tailored Liability Insurance with Alternative Insurance Brokers

At Alternative Insurance Brokers, we don’t believe in one‑size‑fits‑all policies. Our team works closely with you to understand your business, assess your risk, and secure the most suitable liability insurance from a wide panel of UK insurers.

Here’s what you can expect when you choose us:

  • Tailored Coverage: Policies designed to suit your business needs and budget.
  • Competitive Premiums: Access to a broad range of insurers to ensure value for money.
  • Expert Advice: Personalised guidance from experienced professionals.
  • Flexible Payment Options: Monthly plans to help manage cash flow.

Get a Free Quote Today

Don’t wait until a claim threatens your business — get protected with tailored liability insurance that gives you peace of mind. Whether you’re a sole trader, small business or growing enterprise, we can help you find the right cover.

Call 0161 388 2520 now for your free, no‑obligation quote and expert advice. Protect your business, protect your future.