Taxi Insurance

Get A Quote

Taxi Insurance is an important purchase for all private hire and public hire drivers. Having the correct cover for any liabilities that you may face is a legal requirement. Alternative Insurance works with well known insurers to offer a range of policies that are created to meet the needs of taxi drivers.

Choosing the right taxi insurance policy can be difficult. This is especially the case when a variety of different options are available to you. When you apply for a taxi quote from Alternative you benefit from our extensive experience and can be certain that we are getting you the right policy for your specific needs and requirements.

Often the cheapest taxi insurance may not provide you with the cover you need. When looking for insurance you need to remember it is important that it provides great cover. This is because your taxi is an essential asset to your work. It is important to get you on the road as quickly as possible if anything was to unexpectedly happen.

Taxi insurance policies are specifically designed to meet individual needs. By choosing to get your taxi insurance quote from Alternative Insurance, we can match you up with the policy that is correct for you on an individual basis.

What we offer

____

Comprehensive, Fire and Theft or Third Party Only

Personal use allowed

Monthly payment options available

Ability to add on additional drivers

What We Can Cover

____

Private, Public and Fleet Taxi Insurance

Public & Employers Liability

Legal Expenses Cover

Breakdown insurance

Gap Insurance

Taxi Insurance FAQs

What is the difference between a Public Hire and Private Hire Taxi?

There are two kinds of taxis in the UK – Public and Private Hire.

Public Hire Taxis are able to pick up passengers from the street, for example Black Cabs.

Private Hire taxis can only pick up pre-arranged passengers.

Why is taxi insurance more expensive than standard car insurance?

Taxi insurance is more expensive than standard car insurance because they are seen to be a higher risk. This is because they are on the roads more than a usual driver, so more likely to be in an accident. As a result they price the policies to reflect this.

Can I use my taxi for personal use?

Yes – this is possible to add to your policy. Speak to our advisers when getting a quote and they can make sure you are covered for personal use too.

Do I need public liability insurance as a taxi driver?

Public Liability Insurance is not a legal requirement for taxi drivers. However, it is strongly recommended. This is because it protects you if any damage occurs to third parties or their property where the liability lies with you, the taxi driver. This will help to protect you and your business should anything happen against any unexpected costs.

Public Liability Insurance shouldn’t be confused with Passenger Liability Insurance which only covers your customers while they are in the vehicle in the event of an accident or crash.

Do you offer taxi insurance for convicted drivers?

We cannot currently offer cover for a taxi to convicted drivers.

Get A Quote

Recent Articles

Being a Landlord is more Common than You Might Think

People tend to have strong opinions about landlords. This might be because the stories you see on the news, or read about in the newspaper, are overwhelmingly negative. Media stories about landlords tend to focus on the worst cases of absenteeism, neglect and unfair...

Will You Need Flood Insurance in the Future?

It can be worrying to live in an area which frequently suffers from floods. You don’t know whether you are likely to have a flood at any time. Your home could be under threat with minimal notice. There is no real way of preventing floods from happening. While measures...

Exotic Pets Pose a Risk to British Wildlife

It is increasingly popular to get an exotic pet. After all, when it is possible to get a snake or a lizard of far-flung origin, who would get a dog or a cat? The problem with pets such as these is in their longevity. Often, pets such as snakes and lizards live many...

How Much Right do Insurers Have to your Data?

Lots of people are willing to give away information about themselves. Recent news stories confirm this. The Cambridge Analytica scandal shows how people are willing to sign away the rights to their personal data without questioning where it will go. If people want...

Caring for your Fishing Rod

When you start going fishing, you might not have thought about keeping your equipment safe. However, you might need to consider what you do to look after you gear. After all, fishermen can end up spending a lot on their equipment. There are a number of simple tips you...

How Can We Help?

How Can We Help?