As a shopkeeper you will know how important it is to make sure that you have the shop insurance that offers your business the complete cover it needs.
This includes safeguarding against a number of risks that may apply to your business. In addition, you will also know that finding shop insurance that is comprehensive and competitive is easier said than done. This is where Alternative are here to help.
At Alternative we still like to talk to our clients in depth. This enables us to ensure that the shop insurance you are looking to buy fully covers all of your business requirements. We understand that one product does not suit all. As well as this buying shop insurance online without researching it properly could prove to be costly further down the line if you do not purchase the cover you need.
Employers’, Public and Products Liability Insurance
Buildings and Contents Insurance
Trade Stock and Goods in Transit Insurance
Money held on premises and Business Interruption
Personal Injury by assault
What We Offer
Cover a wide range of shops, from cafes to chemists
Competitive rates from top insurers
Deal with the same adviser throughout the process
We make sure we understand your business
Will only cover what you need to
Shop Insurance FAQs
Why do I need shop insurance?
Your shop can be the forefront of your business so making sure it’s protected properly can be a crucial part of always keeping your business going.
Shop insurance can cover the buildings, including shop fronts, and contents in case anything unexpected may happen.
We also understand that very shop and business is different, so our team will tailor a policy around your specific needs. They will make sure that you are covered for the right amount. This will help you avoid paying for cover you don’t need, or being under-insured which can be disasterous when it matters most.
Is shop insurance a legal requirement?
Shop insurance is not a legal requirement, although there are aspects of your business that is required to have insurance.
For example, if you have any employees, even just one, then you need to have employers liability in place. This covers you if one of your employees injure themselves at work or you have a dispute. However there is other insurance that although isn’t required by law, many businesses opt to have. For example many businesses take out public liability in case they are sued for injury or damage.
What professions do you cover?
Salons and Hairdressers
|Bakeries and cake shops
|Cafes and restaurants|
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